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Job Description
What is the opportunity?
RBCx is a full-service platform to accelerate the entrepreneurial journey at every stage of growth – providing access to capital solutions, innovative products and services, and operational expertise to help technology and venture capital companies’ scale. Simply put, members of our Credit Advisory team are advisors who help entrepreneurs navigate the hardest pain points of scaling a business – from ideation to IPO and beyond.
Our Associate Director, Credit Advisory understands the challenges start-up, scale-up tech companies and venture capital firms face in Canada and how RBCx can help leverage capital and non-capital solutions. They provide customized credit solutions that align sales, products, risk policy and market strategies. As a strategic partner, they are engaged with the client and Relationship Management team as they manage the credit underwriting, structuring and portfolio monitoring process.
What will you do?
- Become a trusted credit advisor to our tech clients and play a role as a partner in their growth journey.
- Provide credit solutions, strategic advice, and lead analysis on transaction structuring and the underwriting process.
- Responsible for analysis and documentation required for new or increased credit transactions, advise on complex annual renewals and aid with portfolio management and compliance support
- Collaborate with Relationship Management to provide quality business analysis and credit advice through options that clearly articulate advantages and benefits to the client
- Demonstrate RBCx’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
- Demonstrate a commitment to teamwork and collaboration to meet the needs of all clients
- Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes, guidelines and portfolio monitoring
What do you need to succeed?
Must-have
- At least 7 years’ experience in commercial lending in a financial institution including financial modeling (i.e. Group Risk Manager, Commercial Account Manager, or Commercial Credit Advisor & Analyst)
- Proven superior analytical and technical Commercial credit skills and thrive in supporting sales colleagues in new client acquisition and revenue growth through superior portfolio quality
- Strong business and financial acumen and are analytical and articulate
- Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
- Experience with emerging technology companies and knowledge of venture capital organizational and funding structures
Nice-to-have
- Strong presentation, communication, interpersonal and negotiation skills
- Specialized industry expertise in a past role
- Interest in start-ups and the VC ecosystem
- Accounting designation (CPA/CA/CGA/CMA) or Chartered Financial Analyst (CFA)
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- A unique opportunity for personal and professional growth
Job Skills
Adaptability, Analytical Thinking, Business Credit, Business Development, Client Centricity, Communication, Credit, Critical Thinking, Curiosity, Financial Acumen, Portfolio Management, Practice Management, Relationship ManagementAdditional Job Details
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Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
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