Address
Form of work
SalaryAt
CWB
, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.Roles Specifications
Everyday flexibility. Hybrid work environments. On-site requirements. Collaborative connections.
Open to Candidates from any of the following locations:
- Edmonton
- Calgary
- Red Deer
- Lethbridge
- Kelowna
- Abbotsford
- Saskatchewan
- Winnipeg
Put a new spin on your banking career
Canadian Western Bank (CWB) is the only full-service bank in Canada with a strategic focus to meet the unique financial needs of businesses and their owners. Our teams take a relationship-based approach to deliver a uniquely proactive client experience through highly personalized service, specialized expertise, customized solutions, and faster response times. We provide full-service business and personal banking, nation-wide specialized financing in targeted industries, comprehensive wealth management offerings, and trust services.
Our highly engaged teams operate within a client-centric, collaborative, and change-ready culture, with a core focus to achieve our vision to become the best full-service bank for business owners in Canada as we continue to transform our capabilities, united as one.
The Opportunity
We are looking for an experienced, qualified credit professional, capable of independent activity, ability to influence agriculture banking team and support departments leaders, and leadership of a team. This leadership role provides strategic and operational direction for the entire agricultural Portfolio Management team, with direct oversight of specialists. The successful incumbent will support the agriculture banking sales team across Canada.
Areas of focus
Effectively manage deal administration in achieving financial targets for agriculture banking team
- Provide leadership of the Agricultural Portfolio Management team to support achievement of financial objectives through effective and timely credit underwriting for new and existing borrowing opportunities, while balancing risk and reward in line with CWB’s risk appetite.
- Assist the team in identifying full-service solutions for clients with the view to be every client’s primary financial partner.
- Support in optimizing overall profitability of relationships with new and existing clients based on return guidelines, customer risk profile, total banking relationship, and competitive environment.
- Provide approval within agriculture banking’s delegated credit limits.
- Actively refer to other business partners both within Canadian Western Bank and across CWB Group.
- Responsible to ensure the safety of the Bank’s funds through proper AML/KYC practices and loan Portfolio Management with focus on loan quality, exposure limits and security requirements.
Managing credit activities within enterprise risk appetite
- Manage credit activities using proactive risk management, including appropriate/timely monitoring, due diligence and recommendations.
- Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments.
- Assist with management of negative trending accounts with consultation with AVP, SAMU, as required.
- Work with the Agriculture Banking leadership to ensure appropriate balance between growth and profitability in consideration of goals and CWB risk appetite.
- Minimizing regulatory compliance and operational risk.
- Coach team to adhere to CWB policies/procedures and Code of Conduct keeping up to date with any new or revised guidelines.
- Act as an agriculture lending subject matter expert, including relevant industry and market trends and the associated credit structuring.
Leadership
- Overall accountability for management and engagement of agricultural Portfolio Management team.
- Establish a positive work environment that supports an engaging, high-performing and diverse workforce.
- Act in the place of the Sr. AVP & National Lead Agriculture during absences from the team.
- Change Ambassador
- Coach and develop team in areas such as risk assessment, underwriting, credit structuring and credit presentation skills.
- Provide ongoing training and career development for the team.
Education
- Bachelors’ Degree in business or related discipline
- Financial designation or graduate level studies preferred
Professional Experience
- 10+ years financial services experience within functions of risk management, banking and/or business lending, including direct experience in agriculture banking, agriculture risk, syndicated lending, M&A financing, cash flow structures, leading people and managing teams
- Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for agricultural credit underwriting
- Demonstrated acumen in team building, leadership, coaching, mentoring, communication and planning skills
- Developed network in the agricultural sector
Personal Competencies
- A passionate leader who can effectively motivate a team and be a role model for team performance, employee engagement and career progression.
- Exceptional financial analysis skills to ensure credit structures are within CWB’s thresholds for risk.
- Subject Matter Expert in commercial lending specifically as to how it relates to agriculture, while continuously building knowledge and staying up-to-date with industry trends and industry key risks.
- Proven ability to provide effective leadership and coaching to teams responsible for credit adjudication, underwriting, and administration of loan portfolios.
- Strongly established interpersonal, cooperation and negotiation skills.
- Recognized analytical and problem-solving skills, as well as sound judgement and productivity management.
- Very strong influencing and collaboration skills with the ability to work across business units and corporate office departments.
- Exceptional verbal, written, communication, interpersonal, and organizational skills.
- Expert knowledge of collateral security and documentation requirements.
- Strong computer and business modeling skills.
Why work with us?
Your success is our obsession! And our benefits back it up.
Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups. Career development. We commit to our employees’ development and help them reach their professional goals with organization wide coaching services, mentorship, education support & training programs. Strategic career design is an investment in our core asset – our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for “in the moment” and monumental wins. Community giving. Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can’t work forever! So, we’ve got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner.
Find your
Find your
why
at www.CWBcareers.com#LI-NB1
IND-NB
IND-NB
As an equitable employer, CWB Financial Group is committed to providing a safe and
inclusive environment
where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation
during any part of the recruitment or selection process, please reach out.Closing Date:
- Position closes at 12:01am on the close date identified below.
