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Form of workTEAM LOCAL is hiring
Built on over 75 years as a BC credit union, Prospera Credit Union is a community-based, purpose-driven organization that offers a full range of financial products and services. Prospera is British Columbia's fourth-largest credit union, with $9 billion in assets and 120,000 members. With 26 branches, Prospera is proud to serve communities from Vancouver, through the Fraser Valley, and to the Okanagan. It's our vision to help build vibrant healthy communities, thriving local enterprises, and financially empowered people.
Do you enjoy building relationships with Business Customers in Kelowna?
Be our new Local Business Relationship Managerin Kelowna. You will be responsible for growing and maintaining a portfolio of high value micro businesses and their owners. You will attract, build and retain relationships with business customers in Kelowna and provide them with integrated financial advice and solutions to meet their business and personal banking needs.
What you'll do:
- Maintain a network of key contacts, enhance the credit union's image and reputation through networking and public relations.
- Represent Prospera credit union in the local Kelowna community.
- Review assigned portfolio and ensure customers have appropriate lending and other products; Leverage the expertise of specialists to fulfill on customer's business and personal needs through referral to appropriate Prospera Lines of Business.
- Negotiate and implement revised or new banking arrangements for customers and/or prospects.
- Complete due diligence and investigation; analyze and interpret financial and other information; assess value of security; make recommendations for new loan, loan renewals and amendments within the guidelines of PCU lending policy and procedures.
- Review reports for assigned portfolio to identify potential problems and contact customers to resolve issues; develop action plan to ensure risk is minimized.
- Determine and recommend whether to retain, expand or de-market existing relationships based on analysis of credit risk, profit contribution and other considerations and submit recommendation to appropriate level of authority.
- Coach and educate Kelowna business customers to ensure financial records are up to date and provide advice to assist with the success of the enterprise.
- Visit current and potential customers to observe business operations, develop additional business opportunities and ensure loan security is protected.
What you bring:
- 3 years of retail lending experience with great people skills and a passion to learn business and/or 2 years' experience in small business management/lending.
- Post-secondary diploma/degree in Commerce, Business Administration or a combination of education and experience(ideal)
- Demonstrated success with business development and client relationship management.
- Skilled in organizational skills with the ability to work under pressure to meet deadlines and be tech savvy.
- Proven experience meeting goals and targets and generating revenue.
- Exceptional verbal communication, written, and presentation skills.
Our Values
Cultivate trusting relationships: We are local at heart, aligned in our purpose to help our members, communities, and team thrive.
Empower and enable others: We give each other the space, trust, and tools to succeed.
Lead with curiosity: We approach all circumstances with curiosity and a drive for continuous learning and improvement.
Embrace change and execute with purpose: We plan with agility, take action, and pivot to deliver results.
Thrive as One Team: We collaborate because it strengthens us.
What's in it for you?
Inclusive, equitable and accessible workplace: All team members are valued, respected and heard. We learn from each other's differences, gaining strength through our people and our perspectives.
Training and support. We set our employees up for success with training and continued support and access to resources throughout employment.
Career advancement! We're committed to our employees' growth and development and we want to see you soar.
Fun and camaraderie. We care deeply about our members and our employees, and we want the hours you spend with us to be fun, rewarding and sometimes lighthearted. We like to work hard, play hard, have fun and be there for each other.
Show me the money! We offer competitive pay, a personalized benefits program, and a generous defined contribution pension plan.
Community focused. We care about giving back to the communities we live, work and play in. We participate in many community minded activities throughout the year.
Our commitment to Diversity, Equity and Inclusion
Diversity, equity and inclusion is part of everything we do, and we're on a continuous journey to ensure every employee and members feels like they #BelongAtProspera.
If you require accommodation during any part of the recruitment process, please let us know.
If this sounds like your new role in beautiful Kelowna. Apply Today.
