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SUBPRIME FINANCE MANAGER
We are seeking a driven and motivated individual to join our team. We will train you as the Finance Manager, you will learn overseeing financing and credit options of the sales process. You will work closely with our Director of Finance, Sales Team and Customers to ensure a seamless financing experience while maintaining compliance with regulatory requirements. This position offers an exciting opportunity to contribute to our company's growth and success in a rewarding and enjoyable environment.
Responsibilities You'll Learn Through the Process:
1. Financial Analysis and Approval: Evaluate credit applications and financial documents to assess customers' creditworthiness and determine appropriate financing options. Analyze credit reports, income verification, and other relevant financial data to make informed decisions regarding loan approvals. Collaborate with lending institutions to secure competitive financing rates and terms for customers. Negotiate financing terms with customers to meet their specific needs while ensuring profitability for the company.
2. Customer Service and Relationship Management: Provide exceptional customer service by explaining financing options, answering questions, and addressing any concerns regarding the loan process. Build and maintain strong relationships with customers to promote repeat business and referrals. Educate customers on additional products and services, such as extended warranties or insurance, that enhance the overall ownership experience.
3. Compliance and Documentation: Ensure compliance with all applicable laws, regulations, and company policies throughout the financing process. Accurately complete and submit all necessary documentation for loan applications, including contracts, titles, and related paperwork. Maintain confidentiality and protect sensitive customer information in accordance with privacy regulations.
4. Team Collaboration: Collaborate closely with the sales team
