Business Banking Advisor - Calgary

Business Banking Advisor – Calgary

Christian Credit Union is a financial services organization that encourages biblical stewardship with service and advice from experts, while offering modern banking technology and a comprehensive range of financial services solutions. We are principled and benefit our members with competitive financial solutions, supporting Christian organizations and providing resources to make a difference in the world.

We are opening an advisory office in SW Calgary and are seeking a Business Banking professional who is passionate about providing banking advice to businesses, churches and not-for-profit members in a Christian faith-based organization!

This is a unique opportunity for a Business Banking professional who is ready to add a different sense of purpose and calling to their work. This role is responsible for relationship management and credit adjudication of a portfolio of commercial and not-for-profit business members with complex banking needs.

OUR MISSION

We encourage people to be good stewards of the financial resources God has given to them. “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.” - 1 Peter 4:10 NIV

OUR VISION

To be the recognized leader in applying Christian values to financial services. "The earth is the Lord’s, and everything in it, the world, and all who live in it..." - Psalm 24:1 NIV

KEY RESPONSIBILITIES:

• Manages a diverse Business Banking portfolio of up to $25M with complex lending needs, including small businesses, churches and not-for-profit organizations.
• Structures and grants commercial loans, mortgages and operating lines of credit for business purposes within lending limits.
• Analyzes business financials and personal net worth statements, calculates debt servicing capacity, debt/equity ratios, current ratios, demonstrates application of underwriting practices, and negotiates terms and conditions of loans.
• Builds relationships and participates in business development activities with existing clients; networks with external business organizations and individuals to generate referrals.
• Completes annual reviews of risk and profitability of member connections; monitors problem accounts and executes actions to mitigate risk.
• Reviews member needs and identifies opportunities to provide appropriate banking solutions through referrals to other partners/lines of business within the organization.
• Conducts compliance reviews and follow up to ensure overall regulatory compliance of business loans in accordance with sound business practice, legislation, regulations, policies, and procedures.

SKILLS AND ATTRIBUTES:

• Demonstrates Christian character and the Christian Credit Union core values of humble, hungry and people smart with a desire to promote biblical financial stewardship.
• Strong working knowledge of the Business Banking products and services including lending and adjudication; experience within the credit union system is an asset.
• Solutions oriented with strong attention to detail, strong analytical skills and critical thinking.
• Demonstrates relationship building and sales proficiency.
• Thrives in a fast-paced, changing environment with minimal supervision; managing multiple tasks effectively and efficiently while demonstrating sound judgment in prioritization of work activities to achieve results.

QUALIFICATIONS AND REQUIREMENTS:

• Bachelor’s Degree with preference given to a B. Commerce or equivalent experience.
• 1 - 3 years of commercial lending experience.
• Minimum of 3 years banking, accounting or finance experience.

This job posting will remain open until a suitable candidate has been selected.

Job Types: Full-time, Permanent

Salary: $67,997.00-$90,662.00 per year

Benefits:

• Company pension
• Dental care
• Disability insurance
• Extended health care
• Life insurance
• RRSP match
• Vision care

Schedule:

• Monday to Friday

Education:

• Bachelor's Degree (preferred)

Experience:

• Financial services: 3 years (required)
• Commercial Lending: 1 year (required)

Work Location: In person